A common misconception about prenuptial agreements is that they are a tool used to impose restrictions on one’s partner. In reality, by allowing couples to proactively contract, prenups are protection for both parties, preventing their property being divided according to the whims of the state.Here’s what every couple should know about the true costs of leaving their future to state law—and how First protects against them.
Community Property Means 50/50… Even for Debts Texas is a community property state. That means:
All assets and debts acquired during marriage are split equally in a divorce, regardless of who earned or spent them. If your spouse racks up credit card debt or business loans, those debts may become your problem. Separate property (things owned before marriage or inherited) can get tangled legally, requiring documentation and costly court battles to protect it. Without a prenup, you lose the ability to set your own financial boundaries.
Losing Control Over Property Division With no prenup, Texas courts decide how your assets and liabilities are divided. This process often leads to:
Emotional stress and lengthy legal fights Loss of property, income, or even a business that was yours alone before marriage Potential disruption of family plans, inheritances , or special investments A prenup allows couples to keep property and life goals intact, no matter what happens.
Skyrocketing Divorce Costs Divorce is expensive in Texas, even for uncontested cases. Expect to pay:
$300 to $5,000 for simple divorces (filing fees, attorney, document prep) $15,000 to $30,000+ when complex assets, custody, or disputes arise—especially without clear agreement A prenup keeps divorce costs low and outcomes predictable, saving tens of thousands in legal fees.
Hidden Emotional and Opportunity Costs Beyond money, skipping a prenup brings other consequences:
Months or years of stress arguing over finances and legal rights Distracted focus, damaged relationships, and lost opportunities Possible responsibility for debts or liabilities you never agreed to take on First ’s modern platform ensures Texas couples can easily, affordably set their own terms, reducing stress and protecting peace of mind.
Why First Makes a Prenup Easy (and Essential) Don’t pay the hidden costs of skipping a prenup in Texas. With First , couples work together to proactively protect their future and stay in control. Ready to safeguard your marriage and finances? Try First and avoid painful surprises.
