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Iowa prenuptial agreements, online for $649

A prenup built for Iowa law and for your finances, completed online by you and your partner in days. One flat price for the couple, with notarization included. No retainers, no hourly bills, no per-partner pricing.

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Why an Iowa prenup is different

A First prenup is built around the laws of Iowa, and you, from the ground up.

Iowa's statute asks for a writing and both signatures

Iowa's Premarital Agreement Act asks for a written agreement signed by both prospective spouses, enforceable without consideration other than the marriage itself. No notary, no witnesses. It also asks that both of you execute whatever documents the agreement needs in order to work. What Iowa examines is how the agreement was made.

Any one of three grounds can undo it

An Iowa court will not enforce a prenup if the partner challenging it proves any of three things: that they did not sign voluntarily, that the agreement was unconscionable when signed, or that they were given no fair and reasonable disclosure of the other's property and obligations and had no adequate knowledge of them. Iowa offers no written waiver of disclosure, so disclosure is the thing to get right.

All property, minus gifts and inheritance, divided equitably

Without a prenup, an Iowa court divides all property except inherited property and gifts equitably between you, weighing the length of the marriage, what each of you brought to it, and the economic value of homemaking and child care. Equitable does not always mean equal, and a judge decides it. A prenup is how you two decide instead.

Iowa prenup laws at a glance

Signing
In writing and signed by both partners, and enforceable without consideration other than the marriage. First includes notarization, a clear record that you both signed Iowa Code § 596.4
What a court checks
Whether each partner signed voluntarily, whether it was unconscionable when signed, and whether each had fair and reasonable disclosure or adequate knowledge of the other's finances. Any one failure is enough Iowa Code § 596.8(1)
Burden of proof
On the partner challenging the agreement Iowa Code § 596.8(1)
Without a prenup
All property except gifts and inheritances is divided equitably, including what either of you owned before the marriage, and equitable does not always mean equal Iowa Code § 598.21(5)
Separate by default
Gifts and inheritances, received before or during the marriage, unless refusing to divide them would be inequitable to the other partner or the children Iowa Code § 598.21(6)
Waiting period
None in the statute, but how much time each partner had to read the agreement matters if it is ever challenged
Two attorneys, hired separately
$1,100 to $7,400 for the couple, at published Iowa rates of $100 to $300 an hour
With First
$649 flat for the couple, online notarization included

Each of these rules is explained in depth in our guide to Iowa prenup laws and requirements.

Sources: Iowa Code § 596.4 · Iowa Code § 596.8 · Iowa Code § 598.21

What your $649 Iowa prenup includes

One price per couple, not per partner. Everything below is included.

  • Customized to Iowa law and to your finances, not a fill-in-the-blank template
  • Built on a foundation drafted with experienced family law attorneys
  • Guided questionnaire both partners complete separately, from any device
  • Structured financial disclosure tools for both partners, which is what Iowa courts examine
  • Covers real estate, retirement, business ownership, equity, inheritance, gifts, debts, pet custody, and more
  • Online notarization included at no extra cost
  • Save and resume anytime, so both partners have time to review before signing
  • $649 flat. No retainer, no hourly bills, no per-partner pricing. Finish at your own pace.

First vs hiring two Iowa attorneys on your own

Key considerations

An Iowa prenup is $649 flat for the couple through First, completed online with notarization included. Hiring two attorneys separately in Iowa, where family law attorneys average $288 an hour and published Iowa rates run $100 to $300 an hour, commonly lands between $1,100 and $7,400 for the couple.

Hired separately, a prenup is quoted per partner and often billed hourly, so the final number is hard to predict before you start. First is one flat price for both of you, with no retainer and no hourly bills.

The fees also price only the legal work. Hiring on your own means building a shortlist of Iowa family law attorneys, calling each one, booking consults, and confirming both fees and availability against your wedding date, then running all of it again because your partner needs a different attorney. First replaces this work with a process the two of you complete together, at your own pace, from anywhere in the state.

  Hourly rate Typical total
Iowa average, all practice areas $252 –
Iowa family law attorneys $288 –
Iowa divorce attorneys, published firm range $100 to $300 –
Two Iowa attorneys hired separately – $1,100 to $7,400
First Self-Serve Flat fee $649 for the couple

Rates from the Clio 2025 Legal Trends Report and published Iowa family law rates. Couple totals are computed from those rates. Reviewed for Iowa in September 2026.

How it works

From start to signed on your schedule, with time to review

1

Sign up and invite your partner

Create your account, add your partner's email, and you are both in the platform.

2

Complete the guided questionnaire

Walk through assets, debts, real estate, and retirement at your own pace. Save and resume anytime.

3

Review your custom agreement

Your prenup is generated from your answers and built for Iowa, not pulled from a generic template.

4

Sign and notarize online

Once both partners are aligned, sign and notarize on the platform, well before the wedding.

Real couples, real successes with First®

The #1 customer-rated prenup platform.

Rated 5.0 from 73 reviews on Google and 4.9 from 103 reviews on Trustpilot.*

These testimonials are real customer quotes collected by First. No compensation was provided in exchange for these quotes. *Based on Google store and Trustpilot ratings as of October 7, 2026, captured from Google store pages and trustpilot.com. Ratings are set and aggregated by each platform from third-party sources and update over time; current figures may differ.

Is Self-Serve right for your Iowa prenup?

First Self-Serve is the best option for your prenup. It combines a process that guides you through alignment and full financial disclosure with a reasonable cost and free online notarization.

Self-Serve is right for you if…

  • You and your partner broadly agree on how you want your finances to work
  • You want an Iowa-specific agreement rather than a downloadable template
  • You have time before the wedding for both of you to read it, ask questions and sign well ahead of the day
  • You want one flat price for the couple instead of two hourly bills

Self-Serve covers situations like…

  • One of you owns a business, or holds stock, options or RSUs
  • A home or other property one of you owned before the wedding
  • An inheritance or family gifts you want to keep as separate property
  • Child support or support one of you already pays from a prior marriage
  • Debts either of you brings in, kept with the partner who took them on

Iowa prenup questions, answered

Is a prenup enforceable in Iowa?

Yes. Iowa asks three things, any one of which can undo an agreement: signing that was not voluntary, terms unconscionable when signed, or no fair and reasonable disclosure combined with no adequate knowledge of the other's finances. An agreement built on full disclosure and signed with time to spare is built to pass that test.

How much does a prenup cost in Iowa?

With First, an Iowa prenup is $649 flat for the couple, with online notarization included. Hiring attorneys instead commonly runs $1,100 to $7,400 for the couple, billed hourly at published Iowa rates of $100 to $300 an hour, since each partner needs their own attorney and the hourly math runs twice. Our guide to what a prenup costs walks through that math.

Do you do prenups in Des Moines, Cedar Rapids and Iowa City?

Yes. First serves couples across Iowa, including Des Moines, Cedar Rapids and Iowa City. Self-Serve is $649 flat for the couple and is completed online, so where in the state you live does not change the process or the price.

Do both people need a lawyer for a prenup in Iowa?

No. Iowa does not require either partner to be represented for a prenup to be valid. What a court looks at is whether both of you signed freely and knew what the other had. Disclosure and timing are within your control, and they are what First Self-Serve is built around. If you'd like to talk your situation through, book a free 20-minute call.

Can I do an Iowa prenup online?

Yes. Nothing in Iowa law treats an agreement differently because of how it was produced. What matters is that it is in writing and signed, that both partners disclosed their finances fully, and that both signed freely. First Self-Serve is $649 for the couple and includes online notarization.

Does an Iowa prenup have to be notarized?

No. Iowa does not require a prenup to be notarized for it to be valid. Notarizing it is still worth doing, because a notarized signature is straightforward evidence that both partners signed. First includes online notarization at no extra cost.

When should we sign a prenup in Iowa?

As early as you reasonably can. Iowa sets no waiting period, but how much time each partner had to read and think about the agreement matters if it is ever challenged. A late signing hands a partner who later challenges the agreement an argument. Signing months ahead removes the argument.

Is First Self-Serve right for a complex Iowa prenup?

Yes. Self-Serve covers business ownership, stock, options and RSUs, real estate, inheritance and gifts, existing child support or support obligations, and debts each of you brings in, all for $649 flat for the couple. If you'd like to talk your situation through first, book a free 20-minute call.

What does an Iowa prenup cover?

An Iowa prenup decides what stays separate, which matters because an Iowa court otherwise divides all property except gifts and inheritance. It also covers debts, and what happens to property each of you brings in. An Iowa court can still decline to enforce terms that are unconscionable, which is why disclosure matters as much as the terms themselves.

What can't be included in an Iowa prenup?

Anything that cuts into support. Iowa's premarital agreement law says the right of a spouse or a child to support shall not be adversely affected by a prenup, so you cannot use one to waive or reduce alimony or child support. The property side is open: who owns what, wherever and whenever acquired, how property is managed, and what happens to it at divorce or death, as long as a term does not violate public policy or a criminal statute.

How does Iowa divide property in a divorce without a prenup?

Equitably, across almost everything you own. An Iowa court divides all property except inheritances and gifts, including what either of you owned before the marriage, weighing the length of the marriage, what each of you brought to it, and the value of homemaking and child care. Equitable doesn't always mean equal. Even gifts and inheritances can be divided if refusing to would be inequitable to the other spouse or the children. A prenup lets you two set the split instead.

Start your Iowa prenup

An Iowa-specific prenup, built online and made to hold up. $649 flat for the couple, with notarization included.

Not sure it fits your situation? Book a free 20-minute consult

Reviewed by Liz Federowicz, Esq. · Updated